Towing and Labor In a nutshell (for ... well, emergencies) Emergency roadside assistance, which you may also know as towing and labor coverage, is there to help when you're stranded. Broken down? We'll tow you. Blown tire? We'll put your spare on. Ran out of gas? We'll bring you some. Emergency roadside assistance covers up to $75 per incident to help you get rolling again. Why you need it Emergency roadside assistance is not only surprisingly affordable ... it's also super convenient. If you need help, you can either use our mobile app or call us to get help on the way. Anytime. Day or night. Even better? There's no need to pay your tow truck directly and file a claim for reimbursement. We'll pay the provider directly (up to $75 per incident). So you can skip the paperwork and get on with your life. What you should know Emergency roadside assistance is vehicle-specific. Meaning, if you have multiple vehicles on your policy, you'll need to add it for each vehicle separately. Also, depending on your state, there may be a limit to how many times you can use your emergency roadside assistance per policy term. (This can range from 3-6 usages per term or, in some states, a $450 max per term.)