Personal injury protection (PIP)   Personal injury protection (PIP), sometimes referred to as no-fault insurance, covers you and your resident family members if they’re injured in a car accident, regardless of fault. It will also pay 85 percent of the injured person’s lost income (capped at a state-mandated maximum) for 3 years. Additionally, if the injured person is unable to perform routine household duties, like housekeeping and yard work, this coverage will pay up to $20 per day for replacement services. For more information about this coverage, give us a call at 1-800-378-7262. Our agents can help you find the right coverage to protect you and your family. This coverage is subject to the terms, limits, deductibles, and conditions of your policy contract.