Personal property
|
This coverage helps pay to repair or replace your belongings after they’re lost or damaged due to fire, water, and more.
Certain types of belongings have specific limits, regardless of the amount of coverage you choose, as shown in the table below.
|
Type of property
|
Limit
|
Money, banknotes, and coins
|
$200
|
Property used in a business while the property is away from the residence premises
|
$200
|
Property used in a business while the property is on the residence premises
|
$1,000
|
Trading cards
|
$1,000 total/$250 max. per card
|
Accounts, bills, and deeds
|
$1,000
|
Manuscripts, including electronic documents
|
$1,000
|
Watercraft and watercraft parts or accessories
|
$1,000
|
Trailers not used with watercraft
|
$1,000
|
Theft of jewelry, watches, and precious and semi-precious stones
|
$1,000
|
Vehicles parts, equipment, or accessories
|
$1,000
|
Theft of firearms
|
$2,000
|
Theft of silverware, pewter ware, and gold ware
|
$2,500
|
Electronic data processing equipment
|
$5,000
|
Theft of rugs
|
$5,000
|
Tools
|
$2,500
|
Personal property located outside the primary residence
|
10% of Personal Property limit
|
|
Higher Personal property limits may be available to you. Please call 1-800-ESURANCE (1-800-378-7262) for more information.
Please note: This information is intended only as a guideline. Your policy alone defines all terms and coverages.
Additional living expenses
If your residence is damaged due to a covered loss and you have to live somewhere else while repairs are completed, this coverage helps pay your living expenses.
|
|
|